Financial Literacy Essay - 970 Words

Financial Literacy Review The area in which I spent the most was definitely transportation however, this expense was an absolute necessity that I could not avoid. Being raised to be conscious about my money spending habits and to always look for a bargain was not something I could necessarily put into practice concerning this area. Areas where I spent the least would have to be personal care and personal extras; there is always a great sale and or off brand personal hygiene product to be bought. When I don’t buy the flashy product with the pretty packaging and well known name I save a bit of money in the process. The fact of saving money on products like these is so liberating and I get a huge adrenaline rush out of it! As far as†¦show more content†¦Money does not define who I am or what I am meant to do in this world God does that. It has been a real challenge not having a job when society is constantly telling me that I need one right now at this point in my life. I know that God is teaching me very valuable lessons by my not obtaining a job yet and I trust his plan and ways. To improve my money matters I do believe that it is okay and important to treat yourself every once in awhile. I do not take up this practice very often and should now and then. In saying this though, I will treat myself on a budget and continue to hunt for a bargain always. Obviously one great way to improve my money matters is to obtain a job. I will continue to do just that but if my search goes weary I will be content with all that I have and will trust God to provide for me. As far as credit cards are concerned three good reasons for obtaining one are; they aid you in establishing your credit score as well as history. Credit cards are also great if there is an emergency that requires immediate financial action and assistance. Lastly, credit cards offer many benefits such as cash back, rewards, and discounts. The negative effects of credit cards is that they often come with high fees and interest rates. One other negative drawback to obtaining a credit card is that individuals can get themselves intoShow MoreRelatedMy First Day Of Class876 Words   |  4 Pagesthe final essay. I thought I wasn’t going to learn anything, and that I was going to have to struggle to write this final essay. Now that we are wrapping up the semester I can honestly say that my college education has benefited from taking this class. I have learned so much more than I thought I was going to learn. The things that I took the most out of were the financial literacy, time man agement, and lastly the professor. We spent a good amount of time talking about financial literacy, and IRead MoreQuestions On Financial Literacy Education798 Words   |  4 Pages Rationale: Financial Literacy Education, FLE traditionally assumes that the more knowledge a Financial Literacy Learner, FLL has the better the financial decisions outcome. In addition, government mandates address more objective financial approaches to FLE rather than those approaches related to attitudes and behavior of FLL. The use of personal experience and the telling of relevant personal stories are an impactful tool to use in the classroom. The idea of posing this research question isRead MoreWhen Reflecting On What Made Me The Writer I Am Today,1672 Words   |  7 Pageswinning third place at a story competition in the 1st or 2nd grade (high prestige, I know). Writing is linked to reading, and to personal agency and action. I chose to read, and that led me to choose to write. But after reading these texts about literacy, and reflecting on my past experiences, I began thinking more about how, in addition to personal choice, the people and circumstances around you can also shape you as a writer in ways that you don’t often appreciate until later on. The encouragementRead MoreRetirement Planning : Teens And Financial Education1519 Words   |  7 Pages Retirement Planning: Teens and Financial Education Trecia Dawson University of Maryland University College PRO 600 Communicating, Problem Solving, and Leading in Professional Fields â€Æ' Abstract This paper is intended to investigate the connection between early formal and informal financial education and a young person’s willingness to prepare financially for retirement. Formal and informal financial education must work together to achieve the best results. There is no single combination ofRead Moredeterminants of health Essay1371 Words   |  6 Pagesï » ¿ Health Promotion Essay- The Determinants of Health The determinants of health are economic and social conditions that affect people’s health status. These influence the living and working conditions that impacts people’s everyday living condition. 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At the age of twenty-threeRead MoreThe Causes And Effects Of Computer Literacy940 Words   |  4 PagesAs someone with extensive computer literacy, I understand the importance of being able to be efficient with the use of computers. Whether it is at school, or at the workplace, the struggles and inefficiency I see people have with computers results in a lot of wasted time and effort. The internet, and computers, play such a giant role in the day-to-day life of human beings that if computers were all wiped out tomorrow, humans would have a very difficult time in adapting to life afterwards. IndividualsRead MoreAlternative Development: Non-Goverment Organizations 1368 Words   |  6 Pagesthat they can be effective agents for alternative development within the post-development paradigm, it is not believed that they did so on their own. By addressing development and how alternative development differs from mainstream development this essay will show that developm ent no matter at what stage is focused on the outcome rather than the journey. By clarifying what NGO’s are and how they are affected by governments, it will be argued that NGO’s are not free from the hierarchical structure thatRead MoreThe Cost of Computer Literacy1209 Words   |  5 PagesWhat are the costs of computer literacy? Some people argue that there are no such costs, but I believe there are a few which may be relevant. Does computer literacy affect the way we communicate, and if so, is this necessarily a bad thing? What is our future, as computer literacy becomes a necessity? 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